"I've been doing Doordash for two years and had no idea I owed quarterly taxes. This calculator explained everything I owed, why, and what I could write off. Wish I'd found it sooner."
Free to use · No signup · No jargon
Finally understand
your taxes & money
Plain-English calculators that answer the money questions you're too embarrassed to Google — or too intimidated to ask a CPA.
What will I owe in federal taxes this year?
Estimated Federal Tax
$8,494
Effective 11.3%
Take-home $66,506
22% bracket
50+
Free calculators
2M+
Calculations run
100%
Free, always
2026
Tax data updated
4.9★
Average user rating
Start Here
What's your situation?
Pick what applies to you — we'll point you to exactly the right calculators and guides.
Most Popular
I work a regular job (W-2)
Figure out if you'll get a refund or owe money, understand your paycheck deductions, and make sure you're withholding the right amount.
Trending
I freelance or have a side hustle
Got a 1099? Work on Uber, Etsy, Fiverr, or anything self-employed? Find out what you owe and what you can write off — without the confusion.
Try It Now
The 1099 & Freelancer Tax Calculator
Got paid without taxes withheld? See exactly what you owe — and why.
What do I actually owe on my 1099 income?
Enter your numbers and we'll break down your self-employment tax, federal tax, and what to set aside quarterly — in plain English.
Total estimated tax bill
$9,842
Set aside about $2,461 per quarter
1099 gross income
$45,000
Business expenses
− $5,000
Self-employment tax (15.3%)
− $3,060
Federal income tax
− $6,782
Net take-home
$30,158
💡 As a freelancer, you pay both the employer and employee share of Social Security and Medicare taxes. The good news: you can deduct half of it on your return.
No Jargon Here
We speak human, not CPA
Every calculator comes with plain-English explanations. Here's what we mean:
Marginal rate
→ Tax on your last dollar
Tax brackets, explained simply
Not all your income is taxed the same rate. We show you exactly which parts of your income fall into which bracket — and what that actually means for your wallet.
Schedule SE
→ Freelancer extra tax
Self-employment tax, demystified
When you work for yourself, you owe an extra tax most people don't know about. We calculate it, explain it, and show you how to legally reduce it.
Tax-deferred
→ Pay taxes later
Retirement savings, made clear
We'll show you the difference between saving pre-tax vs after-tax money — and which actually saves you more depending on your situation.
Realized capital gain
→ Profit you actually got
Investment taxes, made simple
Sold an investment? We'll tell you what you owe, whether holding it longer would have helped, and how to offset gains with losses.
How It Works
Get your answer in 60 seconds
No login. No credit card. No jargon. Just answers.
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Pick your situation
Choose what applies to you — W-2 job, freelance income, investments, or something else. We'll guide you to the right calculator.
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Enter a few numbers
No complicated forms. Just the basics — your income, filing status, and a few quick details. Results update as you type.
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Get a plain-English answer
See exactly what you owe, why, and what you can do about it. Every result comes with a simple explanation, not just a number.
All Calculators
Find the right tool fast
All free. All updated for 2026. All explained in plain English.
Common Questions
Questions we hear all the time
Our calculators are built and reviewed by licensed CPAs, but they provide educational estimates — not personalized tax advice. For complex situations, we always recommend talking to a pro. For most common scenarios, our results are solid starting points.
Nope. Every calculator on this site is completely free, no signup required. We don't sell your data, show you ads, or ask for your email just to use a calculator.
Very accurate for most common situations. We use the current IRS tax brackets, rates, and rules. Complex situations (AMT, foreign income, trusts) may need additional calculation. We clearly note when a calculator has limitations.
Absolutely. The IRS allows you to file an amended return (Form 1040-X) within 3 years. And for unpaid taxes, it's usually better to pay late than never — the penalties for not paying are worse than filing late.
Great question. If you run a business with employees, have foreign income, went through a divorce, received an inheritance, or got an IRS notice — those are good times to hire a pro. For most W-2 employees and simple freelancers, our tools can handle it.
Yes. We update all calculators for the current tax year, including inflation-adjusted brackets, standard deductions, contribution limits, and mileage rates. Check the badge on each calculator to confirm the tax year.
What People Say
Real people. Real questions. Answered.
"I was terrified to sell my condo because I didn't know if I'd owe taxes on the profit. The home sale calculator told me I qualified for the exclusion and explained exactly why. Saved me from an unnecessary accountant visit."
"I started a small Etsy shop and felt completely lost at tax time. The 1099 guide and the self-employment calculator together answered every question I had — without making me feel dumb for not knowing."
